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Government Grants for Single Mothers

Grants are provided by the United States Departments of Public Welfare for the benefit of single mothers and their children. In the recent past enactments and policies such as the President's 2002 Fiscal Year Management Agenda and Federal Financial Assistance Management Improvement Act of 1999, have made a considerable progress in providing financial assistance for single mothers. There are several different ways or methods with which these policies can be implemented. For example the Women, Infant and Children Program, which is also known as WIC, is a program with the help of which single mothers and their children, are provided appropriate nutrition and medical facilities.
Government Aid for Single Mothers
Housing grants for single mothers are provided by the way of Public Housing Agencies (PHA). These housing grants for women, are provided by granting mothers a PHA subsidiary. This subsidiary is paid to the landlord and the single mom has to pay only the remaining difference. Today almost 1.2 million PHA subsidiaries, have been used to help single mothers, throughout United States.
Another way of availing government grants for single mothers is through scholarships, in case the mother wishes to attend college, but is unable to do so due to financial reasons. Provisions, such as the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant and Academic Competitiveness Grant are deployed by the government in order to provide financial aid to single moms.

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Wednesday, 7 November 2012

Housing Assistance For Single Mothers in New Jersey

Housing Assistance For Single Mothers in New Jersey

According to the Annie E. Casey Foundation, more than 470,000 New Jersey children lived in single-mother homes in 2009. Single mothers in New Jersey can obtain housing assistance through state and federal programs. The Center on Budget and Policy Priorities estimates that more than 156,000 low-income New Jersey families receive rental assistance through federal programs, which can include public housing and rent subsidies. Government housing programs do not extend eligibility exclusively to single-mother households, and applicants must meet income guidelines. 
State Homelessness Prevention Program 
The State Homelessness Prevention Program, administered by the New Jersey Department of Community Affairs, offers financial assistance for low- to moderate-income households to help prevent foreclosure or eviction. The program only offers limited financial support for families facing temporary financial hardship. Recipients can receive help through grants or loans and the DCA pays funds directly to mortgage servicers or landlords on behalf of participants. 
Housing Choice Voucher Program 
The DCA administers the Housing Choice Voucher Program in New Jersey. Also known as the Section 8 Program, the HCVP provides a rent subsidy, which recipients can use to rent homes, apartments or townhouses on the private rental market. New Jersey housing agencies across the state determine applicant eligibility and administer subsidies. The U.S. Department of Housing and Urban Development funds the voucher program; all rental housing must meet guidelines established by the local housing agency. Participants must pay a portion of the monthly rent, often about 30 percent, and must meet income limits to qualify.
State Rental Assistance Program
The State Rental Assistance Program, administered by the DCA, provides rent subsidies for low-income New Jersey residents who do not receive assistance through the HCVP. The program offers assistance for households with incomes up to 40 percent of the median income, based in region and family size. Participants can receive the subsidy for a maximum of five years. Participants who start receiving HCVP subsidies must relinquish assistance provided by the State Rental Assistance Program.
New Jersey Housing and Mortgage Finance Agency
The New Jersey Housing and Mortgage Finance Agency offers housing assistance for homeowners, home buyers and renters. The HMFA's Mortgage Assistance Pilot program provides financial assistance for homeowners faced with foreclosure due to temporary financial hardship. The MAP makes no-interest loans to cover mortgage payments for up to six months, not to exceed $20,000. The HMFA's Refinance Rehabilitation Program provides refinancing loans, with fixed-rate mortgages of up to 30 years, for homeowners who need to rehabilitate a house. The HMFA also provides on its website lists of affordable housing developments for senior citizens and families. 
Public Housing Program 
New Jersey public housing agencies administer the U.S. Department of Housing and Urban Development's Public Housing Program throughout the Garden State. The PHP offers affordable housing for low-income households in various styles, which can include high-rise developments or single-family homes. PHP participants must meet income guidelines to qualify and typically pay no more than 30 percent of their income for monthly rent. According to the Center on Budget and Policy Priorities, the state of New Jersey offers more than 39,000 public housing units.

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  1. this article is very useful and I really like it, thank you very much,

  2. Now feels Feeling gratitude and not expressing it is like wrapping a present and not giving it. I 100% agree with these words. I think everyone should do their bit for the poor and destitute.

  3. thank you for this article, it was a pleasure to read it.

  4. Show some tact and refrain from speaking too much about your lucky little family. It can be a nice thing to show that a married Mom can feel like a single one as well. If you share some of your personal Mom issues rather than beaming about your helpful husband with the hammer and dish rag, you will give her some support and companionship.parenting

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